A Personal Umbrella insurance policy is extra liability insurance coverage that goes beyond the limits of the insured’s home, auto or watercraft insurance. It provides an additional layer of security to those who are at risk for being sued for damages to other people’s property or injuries caused to others in an accident.
Limits up to $10M for Primary & Excess
No self-insured retention
Broad definition of Bodily Injury, including mental injury, mental anguish, humiliation, and shock
No limit on the number of autos, boats, RVs or operators
Excess Uninsured/Underinsured Motorist Coverage available in all states
Available for Preferred, Standard, High-Risk, High Profile/Celebrity, and Special Farm/Ranch applicants