Limits up to $5M

Personal injury included

Dog liability included for most breeds

Host liquor liability included

Third-party water damage included

Defense outside the limit

Pre and post-judgment interest coverage

Multiple additional insureds can be added at no additional premium

No deductibles

Owners of 1-4 family dwellings, condo units and mobile homes that are owner-occupied or rented to others

Tenants of multiple unit dwellings, condo units and mobile homes

Secondary/seasonal dwellings

Short-term rentals (monthly, weekly, nightly)

Eligible named insured can be individual, corp, LLC, trust or estate

Dwellings under construction or renovation where the applicant is not the general contractor

Vacant dwellings currently for sale or undergoing renovations or construction where the applicant is not the general contractor

Vacant land up to 250 acres

RV lots

Dwellings with swimming pools; unfenced swimming pools or pools with diving boards higher than four feet or waterslides can be written excluding these specific exposures

Risks with up to 15 locations