During a moratorium, Braishfield will not accept any requests to bind new business, increase or add coverage, or reduce deductibles for all carriers, policy types and coverage(s) in areas mentioned below.
Once a moratorium has been lifted, requests must be resubmitted.
Please note that Braishfield does not backdate coverage.
Please contact our office prior to resubmitting, to confirm that no additional documentation is required.
Moratoriums do not impact renewal business that is bound with the same coverages and deductibles as expiring. We will not increase or add coverage, or reduce deductibles.
Please check this page periodically to confirm active moratoriums.
As a reminder, agents do not have binding authority. If you have a bind request that needs to be submitted for a risk in one of the affected areas or for one of the affected products, please contact your underwriter to determine if an exception can be made for your request.
Hurricane Lee
Carrier:
– Atlantic Casualty
Policy Types:
– All Policy Types
Coverages:
– Garage Physical Damage, Inland Marine and Property.
Areas Affected:
– CT: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– ME: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– MA: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– NH: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– RI: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
Carrier:
– Century Insurance Group
Policy Types:
– All Policy Types
Coverages:
– Auto Dealers / Garage Physical Damage, Garagekeepers, Inland Marine, Ocean Marine and Property.
Areas Affected:
– ME: Androscoggin, Cumberland, Hancock, Kennebec, Knox, Lincoln, Penobscot, Sagadahoc, Waldo, Washington and York.
– MA: Barnstable, Bristol, Dukes, Essex, Middlesex, Nantucket, Norfolk, Plymouth and Suffolk.
– RI: All Counties
Carrier:
– Gridiron
Policy Types:
– All Policy Types
Coverages:
– Inland Marine, Property, and Flood.
Areas Affected:
– CT: Fairfield, New Haven, Middlesex and New London.
– ME: All Counties
– MA: Barnstable, Bristol, Dukes, Nantucket, Norfolk, Plymouth and Suffolk.
– NH: Rockingham and Strafford.
– RI: Bristol, Newport, Washington, Kent, Block Island and Providence.
Carrier:
– MUSIC
Policy Types:
– All Policy Types
Coverages:
– Commercial Property, Garage Physical Damage and Inland Marine.
Areas Affected:
– CT: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– ME: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– MA: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– NH: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– RI: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
– VT: All areas where the National Weather Service has issued a Hurricane Warning or Watch.
