Workers’ Compensation is essential coverage for businesses with employees, that protects both the employee and the business in case of an accident, illness, or even death occurring while working or in work-related activities. The system was created to ensure workers would be taken care of without bankrupting the employer. Workers’ Compensation insurance coverage is “no-fault” to reduce the costs associated with assigning blame and focus paying for medical expenses, covering lost income, and even supporting the dependents of employees who are hurt or killed due to workplace accidents.